*Non-deposit investment products and services are offered through CUSO Financial Services, L.P. ("CFS"), a registered broker-dealer (Member
FINRA/SIPC) and SEC Registered Investment Advisor.
Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered
through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union members.
Investors should be aware that there are risks inherent in all investments including fluctuations in investment principal.
**Fixed and Fixed Index Annuities are long-term financial products designed for retirement purposes. Withdrawals taken prior to 59 ½ are generally subject to a 10% federal income tax penalty. Withdrawals in excess of permitted
free amounts are subject to a declining withdrawal charge schedule. Certain Fixed Annuity products may not be available in every state and policy provisions may vary from state to state. All guarantees are subject to the claims-paying ability of the issuing
insurance company. Returns for Fixed Index Annuities are typically tied to a percentage of the return of a stock market index such as the S&P 500. Cap rates and other limitations may apply. Minimum guarantees for Fixed Index Annuities may not be applied until
after the end of the annuity's surrender charge period. Please refer to the policy for actual governing contractual provisions. A financial professional can provide cost information for complete details.